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Benefits administration: flexible benefit plans

Flexible Benefit Plans

FlexCash Plan

What is FlexCash?

FlexCash is an optional benefit plan that allows you to waive CSU medical and/or dental insurance coverage if you have other non-CSU coverage. This benefit provides a cash payment in lieu of your medical and/or dental insurance.

How much is the cash payment?

What type of proof do I need to submit to show that I have non-CSU health coverage?

You’ll need to submit a copy of your current medical and/or dental card with your FlexCash enrollment form.

Who is eligible to enroll in FlexCash?

Staff and faculty who are eligible for CSU medical and dental benefits, and who have other, non-CSU medical and/or dental coverage through an individual policy, private group coverage, or coverage related to employment outside the CSU system.

Can I select FlexCash in lieu of a medical insurance program and still enroll in a dental plan?

Yes. If you are eligible for FlexCash and select it in lieu of a medical plan, you can still enroll in a dental plan for you and your eligible dependents.

How do I enroll?

You must complete and sign the Flexcash Enrollment Authorization form to enroll. When you sign the form, you certify that you are covered by a non-CSU medical and/or dental plan.

What if I go on leave while enrolled in FlexCash?

FlexCash payments continue during periods of paid leave; if you take a leave without pay, the payments stop until you return to paid, active status.

Can I enroll or dis-enroll in FlexCash during the year?

If you have an allowable status change (including but not limited to loss of coverage through a spouse, and change in marital status), you may stop or start FlexCash. For additional information, refer to the FlexCash brochure: http://www.calstate.edu/benefits/carrier.materials/2006_FlexCashBrochure.pdf.

Even if your status has not changed, you may enroll or dis-enroll in FlexCash during our annual Open Enrollment period (usually mid-September to early October).  Effective dates for any changes made during Open Enrollment is January 1st of the following year.

What if I retire while enrolled in FlexCash?

FlexCash payments will stop when you retire. You may enroll in a CSU medical and/or dental plan with 60 days of your retirement, or during any subsequent annual Open Enrollment period.

Where can I get additional information?